Private Lender Routing

For real estate investors, business owners, and professionals who need asset-driven capital conversations.

Start Capital Routing

Private Money vs Hard Money vs DSCR vs Bank Financing

Private Money

Individual lenders using personal funds. Relationship-driven. Flexible terms.

Hard Money

Asset-based lenders. Fast closings. Higher rates. Short-term loans.

DSCR Lending

Rental income-based. Long-term. Investor-focused. Entity-friendly.

Bank Financing

Traditional underwriting. Lower rates. Longer process. Strict requirements.

When Private Lenders Make Sense

What Private Lenders Usually Want to See

  • • Clear exit strategy
  • • Asset with equity cushion
  • • Experience or team
  • • Realistic timeline
  • • Clean title
  • • Detailed use of funds

Why File Packaging Matters

  • • Reduces lender due diligence time
  • • Demonstrates borrower organization
  • • Speeds up decision-making
  • • Reduces friction in the transaction
  • • Improves lender confidence

Business Revenue Authority and Capital Authority Desk are not lenders, banks, or broker-dealers. We provide education and routing coordination. All funding decisions are made by independent lenders. Consult qualified professionals before making decisions.